Frequently Asked Questions

  1. How quickly can I get approved and buy my car?
    The process for getting approved at Prestige Auto Sales Inc is a very fast one. Once you have applied (either online or by calling 215-288-7379) and been approved, it is simply a matter of meeting the requirements of the loan agreement. If all your documentation (such as paycheck stubs, a valid driver's license, proof of residence, etc.) is in order and you are ready to purchase, you can choose your vehicle from our large selection and drive home right away.

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  2. How can I know that I am getting the best financing available?
    Getting credit through Prestige Auto Sales Inc is unlike any other credit you have ever received. With a single click or call, our own finance company fights with several national lenders for your loan, giving you instant access to the most competitive financing terms anywhere.

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  3. How can I choose the best lender?
    Managing your credit is your personal business, so consider a potential lender the way you would consider a possible business partnership. A good lender will:
    1. Base lending decisions on attributes other than just your credit score or a serious credit problem that you may have had recently, such as bankruptcy
    2. Approve you for a loan that fits your budget comfortably
    3. Charge simple interest, which means that you're rewarded, not penalized, for making early payments Report to the credit agencies monthly, making each of your on-time payments a step toward re-establishment. Prestige Auto Sales Inc offers you all of this, and more!

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  4. I have less than perfect credit and need second chance auto financing. Does Prestige Auto Sales Inc do car loans for individuals with bad credit?
    Auto loans for individuals with bad credit are what we do best. If you have experienced divorce, recent bankruptcy, charge-offs, repossession, foreclosure, late payments or have very little credit at all, you are in the right place. Through the years, we have helped literally tens of thousands of credit-challenged people purchase great cars while improving their credit. Apply Here to get credit, or call us today at 215-288-7379.

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  5. How is Prestige Auto Sales Inc superior to other companies that offer auto loans to individuals with less than perfect credit?
    It comes down to choice, power and expertise. Some lenders can get you a loan approval, but cannot find a vehicle that works for the loan, or at least they cannot find a vehicle that you would want to drive. On the other hand, some dealers have a decent selection of vehicles, but have very limited financing options. Prestige Auto Sales Inc combines the auto financing muscle of several national lenders with a large inventory of vehicles, to give you the credit you need for the vehicle you want, with as little as no money down.

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  6. I am considering filing bankruptcy, or I just filed for bankruptcy. What are my chances of getting a car loan?
    In a word: Excellent. Even if your bankruptcy discharge has not happened yet. For years, we have been helping your friends and neighbors around the block and around the country get back on their feet and improve their credit after filing bankruptcy, whether bankruptcy chapter 7 or chapter 13. Apply Now!

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  7. What is a credit report, and why is it important?
    Credit reports serve as the main tool in determining a loan applicant's creditworthiness. Your credit report gives month-by-month detail on loans or credit lines you have opened with lenders, showing how well your debts have been paid. Credit reports typically contain information such as a detailed history of your past and present loan accounts, public records such as liens, judgments and bankruptcies, and your credit score. Your credit report is usually the first place that your potential lenders will check to determine whether to loan you money.

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  8. Why is it important to re-establish my credit?
    Your credit score is a numerical rating (from 350 to 900) of your creditworthiness, based on the data included in your report. The score is used to provide potential lenders with the means to evaluate credit risk quickly and objectively: A higher score typically indicates a better credit history, with lower risk involved in extending credit to the applicant. At some point, most Americans will need credit, and unless you can somehow manage to lead a full and rich life on a cash-only basis, you will need to establish or re-establish your creditworthiness in the eyes of your potential lenders.

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  9. How can I re-establish my credit as quickly and effectively as possible?
    Time alone doesn't restore your good credit. Your credit score and creditworthiness will tend to improve the fastest with on-time installment payments on higher lines of credit, such as those used for mortgages and automobile loans. And your best and quickest access to the type of credit you need is here, apply now! But remember: Once you get credit, use it wisely, and pay all of your bills on time, every time.

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  10. _Se habla espa_ol?
    Si. Prestige Auto Sales Inc cuenta con el personal dispuesto a servirle en su propio idioma, para que obtenga el financiamiento apropiado y justo para un coche de su propia eleccion.

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